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Unlike credit cards, there are never any automatic voids, refunds, chargebacks, or other unexpected fees. This usually involves a piece of personal information that must be provided in addition to a password as an extra layer of online identity verification for anyone attempting to log into the account. Nakamoto believed that our current financial system was too reliant on a small number of permissioned, large banks that lend out customer deposits and were often left insolvent in the case of bank runs or times of credit retractions. Benefits for Merchants.
